Loan Eligibility Calculator
Find your maximum loan amount based on salary and FOIR
Your Financial Profile
Credit card, existing loans, etc.
30% (Conservative)65% (Aggressive)
Most banks use 40–50%. SBI allows up to 60%.
1 yr30 yrs
Maximum Eligible Loan
₹42,43,470
at 8.75% for 20 years
Max Monthly EMI
₹37,500
FOIR Used
50.0%
Existing EMINew EMIFree
₹0₹37,500₹37,500
Eligibility by Loan Type
🏠
Home Loan
8.75% · 20 yrs
₹42,43,470
EMI: ₹37,500
🚗
Car Loan
9.5% · 7 yrs
₹22,94,423
EMI: ₹37,500
💳
Personal Loan
13% · 5 yrs
₹16,48,129
EMI: ₹37,500
🎓
Education Loan
10.5% · 10 yrs
₹27,79,116
EMI: ₹37,500
* Rates are indicative. Actual eligibility depends on credit score, employer, and bank policy.