Investment Details
1 yr40 yrs
Savings Account (3.5%)₹1,18,769
FD (5yr) (7%)₹1,40,255
PPF (7.1%)₹1,40,912
Nifty 50 (15yr avg) (13.5%)₹1,88,356
Gold (10yr avg) (10.2%)₹1,62,520
CAGR
20.11%
Initial
₹1,00,000
Gain
₹1,50,000
Multiple
2.50x
PrincipalGain
Year-by-Year Growth
| Year | Value | Gain |
|---|---|---|
| Year 1 | ₹1,20,112 | +₹20,112 |
| Year 2 | ₹1,44,270 | +₹44,270 |
| Year 3 | ₹1,73,286 | +₹73,286 |
| Year 4 | ₹2,08,138 | +₹1,08,138 |
| Year 5 | ₹2,50,000 | +₹1,50,000 |
What is a CAGR Calculator?
A CAGR (Compound Annual Growth Rate) Calculator finds the steady annual growth rate that takes an investment from a starting value to an ending value over a given period. It is the standard metric for comparing investment performance across different asset classes and time frames.
How to Use It
- 1Enter the initial investment value
- 2Enter the final value after growth
- 3Enter the number of years
- 4View the CAGR percentage — the equivalent annual return over the period
- 5Or use reverse mode: enter a target CAGR to find the required future value
Example
Portfolio value grew from ₹5,00,000 in 2019 to ₹9,50,000 in 2024 (5 years). CAGR = (9,50,000 / 5,00,000)^(1/5) − 1 = 13.7% per year. This is better than FD (7%) but below a top large-cap fund (15%).
Why Use It
- Compare investment performance across different assets on a fair annual basis
- Evaluate mutual fund or stock portfolio returns vs benchmarks
- Set realistic return expectations for financial planning
- Calculate the growth rate of business revenue or any metric over time